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Individual Retirement Accounts (IRAs)

 
 
 

IRA Basics

 
What is an IRA?

Individual retirement accounts (IRAs) are accounts specifically set up to use during retirement by offering significant tax advantages. And the sooner you start, the longer your money has to grow.

 
Why invest in an IRA?

In retirement you may need as much as 100% of your current after-tax income (take-home pay) minus any amount you are saving for retirement each year. This makes it all the more important to start saving sooner rather than later, and an IRA can help you get started.

What셲 the difference between
Roth and Traditional IRA?

The 2 most common types of IRAs are Traditional and Roth. Which one you choose (or qualify for) depends on your age, income, and financial goals. Savings IRAs from 91르적 and Investment IRAs from Merrill Edge® are available in both Traditional and Roth.

Find the IRA that's right for you: Traditional vs. Roth

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Retirement solutions for your future

Planning for retirement?

Planning for retirement?

Self-service your IRA account

Need to update your IRA beneficiary?
Fill out the IRA Beneficiary Change form to add or change beneficiaries for your IRA.

Need to provide your Federal withholding election on your IRA withdrawals/distributions?
Fill out the Withholding Certificate for Nonperiodic Payments and Eligible Rollover Distributions (W-4R) to elect federal withholding on your IRA withdrawals and scheduled/required minimum distributions.


Please return the completed form(s) to:
91르적, N.A.
TX2-979-02-14
P.O. Box 619040
Dallas, TX 75261-9943

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