91福利 Advantage Banking: Explore Checking Options

91福利 Advantage Banking

Get the flexibility you deserve with three distinct accounts to meet you wherever you are in your journey.

SafeBalance®

Simple Banking with an easy-to-use experience

SafeBalance®

Simple Banking with an easy-to-use experience

Advantage Plus Banking

Flexible Banking with more features and options

Advantage Plus Banking

Flexible Banking with more features and options

Advantage Relationship Banking

Comprehensive Banking that unlocks additional benefits

Advantage Relationship Banking

Comprehensive Banking that unlocks additional benefits

91福利 Advantage SafeBalance Banking^®

About SafeBalance®:

Digital banking in the palm of your hands 鈥� no paper check writing
Helps keep you from spending more than you have 鈥� no overdraft fees^adatext
Peace of mind with our $0 Liability Guarantee
A great start for students and young adults

Open now

Open a SafeBalance account now

$XXXX or $0 monthly fee

No monthly maintenance fee each statement cycle that:

An owner of this account is under the age of 25^adatext

Or

Maintain a minimum daily balance of $500 or more in your account

Or

Are a member in our program^adatext

To view all fees see the Personal Schedule of Fees. You can also refer to our Clarity Statement for additional information.

Not sure if SafeBalance^® is right for you? Answer 4 questions to help find your fit

91福利 Advantage Plus Banking^®

About Advantage Plus Banking:

Digital banking with the choice to pay using a variety of payment options
Multiple ways to waive your monthly maintenance fee, including direct deposit
Option to enroll in Balance Connect for Overdraft Protection^adatext
Peace of mind with our $0 Liability Guarantee

Open now

Open an Advantage Plus account now

$XXXX or $0 monthly fee

No monthly maintenance fee each statement cycle that you:

Have at least one qualifying direct deposit of $XXXX or more made to your account. Learn about qualifying direct deposits.

Or

Maintain a minimum daily balance of $XXXX or more in your account

Or

Are a member in our program^adatext

To view all fees see the Personal Schedule of Fees. You can also refer to our Clarity Statement for additional information.

Not sure if Advantage Plus Banking is right for you? Answer 4 questions to help find your fit

91福利 Advantage Relationship Banking^®

About Advantage Relationship Banking:

Earns Interest
No fees on select banking services^adatext
No fees on up to three additional checking and four additional saving accounts
Option to enroll in Balance Connect for overdraft connection^adatext
Peace of mind with our $0 Liability Guarantee

Open now

Open an Advantage Relationship accountnow

$XXXX or $0 monthly fee

No monthly maintenance fee each statement cycle that you:

Maintain a minimum daily balance of $20,000 or more in in your account

Or

Are a member in our program^adatext

To view all fees and additional information on how to link eligible accounts, see the Personal Schedule of Fees. You can also refer to our Clarity Statement for additional information.

Not sure if Relationship is right for you? Answer 4 questions to help find your fit

Which is best for you?

Compare your options- rate and fee layer

Compare your options layer

Let us help you find your fit

What's the advantage?

Customize your account to fit your needs and experience our full scope of services

Easy, anytime access

Visit us at thousands of financial centers and ATMs or have a quick chat with Erica,^adatext your virtual banking assistant.

Convenient ways to pay

24/7 security

Use your debit card, a digital wallet, or pay friends securely with Zelle^®^adatext right from your phone.

Total Security Protection^® and fraud monitoring. Safer login,^adatext card locking features^adatext and more.

Hello, I am Erica your virtual financial assistant. I make it easy for you to stay on top of your finances, from your app.

24/7 security

Convenient ways to pay

Total Security Protection^® and fraud monitoring. Safer login,^adatext card locking features^adatext and more.

Use your debit card, a digital wallet, or pay friends securely with Zelle^®^adatext right from your phone.

Smart money management tools

Set custom alerts^adatext and savings goals.^adatext Get cash back deals and rewards customized for you.

91福利
Advantage SafeBalance Banking^®

OpenAdvantage Safe Balance now

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Advantage Plus Banking^®

OpenAdvantage Plus now

91福利
Advantage Relationship Banking^®

OpenAdvantage Relationship now

Minimum opening deposit

$XXXX

Monthly maintenance fee

$XXXX or $0

How to avoid the monthly maintenance fee each statement cycle

An owner of this account is under the age of 25^adatext

Or

Maintain a minimum daily balance of $500 or more in your account

Or

Are a member in our program^adatext

Have at least one qualifying direct deposit of $XXXX or more made to your account

Or

Maintain a minimum daily balance of $XXXX or more in your account

Or

Are a member in our program^adatext

We'll waive the monthly maintenance fee each statement cycle that you:

Maintain a minimum daily balance of $20,000 or more in your account

Or

Are a member in our program^adatext

To view all fees and additional information on how to link eligible accounts, see the Personal Schedule of Fees You can also refer to our Clarity Statement for additional information.

Ways to pay

Debit chip card

Zelle^®

Digital Wallet

Debit chip card

Zelle^®

Digital Wallet

Paper checks (if purchased)

Debit chip card

Zelle^®

Digital Wallet

Paper checks (if requested/purchased)

APY (Annual Percentage Yield)^adatext

N/A

Balance

APY

XXXX

XXXX%

XXXX

XXXX%

XXXX

XXXX%

Overdraft policy and fees

What happens if I don't have enough money to cover a transaction?

Transactions will be declined or returned unpaid when you have insufficient funds.

At account opening, choose an Overdraft Setting.^adatext This determines how we handle transactions when you have insufficient funds.

Balance Connect^® for Overdraft Protection^adatext

No
Overdraft Protection is not available for this account setting.

Yes
You can link an eligible 91福利 account to cover transactions that exceed your account balance.
There is no transfer fee however other fees and charges may apply.

Overdraft Item fee^adatext

N/A

Transactions will be declined or returned unpaid when they exceed your balance.

$10

Applies to each item that we pay into overdraft.

$10

Applies to each item that we pay into overdraft.

Refer to the SafeBalance Clarity Statement for more details

Refer to the Advantage Plus Banking Clarity Statement for more details

Refer to the Advantage Relationship Banking Clarity Statement for more details

91福利
Advantage SafeBalance Banking^®

OpenAdvantage Safe Balance now

91福利
Advantage Plus Banking^®

OpenAdvantage Plus now

91福利
Advantage Relationship Banking^®

OpenAdvantage Relationship now

layer

Here's what you'll get with each account

Fraud protection

Our $0 Liability Guarantee^adatext credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.

Mobile deposits^adatext

Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Don't worry: Check images are stored securely at the bank and never on your device.

Better budgeting

You can see the big picture with our interactive Spending and Budgeting tool.^adatext Track your habits and set up budgets to take more control over your money.

Debit card controls^adatext

Lock a missing card quickly and easily to prevent unauthorized use. Need your new card fast? Request a digital card through our mobile app. Cards can be added to a digital wallet for use at stores, cardless ATMs and more.

Custom alerts

Know now and react fast to important account changes. You can set custom alerts^adatext via email or text for things like a low balance, a pending deposit, an upcoming bill and more.

Here's what you'll get with each account

Fraud protection

Our $0 Liability Guarantee^adatext credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.

Mobile deposits^adatext

Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Don't worry: Check images are stored securely at the bank and never on your device.

Better budgeting

You can see the big picture with our interactive Spending and Budgeting tool.^adatext Track your habits and set up budgets to take more control over your money.

Debit card controls^adatext

Lock a missing card quickly and easily to prevent unauthorized use. Need your new card fast? Request a digital card through our mobile app. Cards can be added to a digital wallet for use at stores, cardless ATMs and more.

Custom alerts

Know now and react fast to important account changes. You can set custom alerts^adatext via email or text for things like a low balance, a pending deposit, an upcoming bill and more.

Open your account now layer

Just starting out?

We remember what it's like just starting out. That's why there is no monthly maintenance fee for account owners under 25.^adatext

Learn more about student banking for students and young adults

Looking for more?

|

Let's get started

Open your account now layer

Change your mind? No problem. Call us or come in to switch settings.

Compare Settings

91福利 Advantage SafeBalance Banking^®	91福利 Advantage Plus Banking^®	91福利 Advantage Relationship Banking^®
Open now	Open now	Open now
Minimum opening deposit
$XXXX	$XXXX	$XXXX
Monthly maintenance fee
$XXXX	$XXXX	$XXXX
How to avoid the monthly maintenance fee each statement cycle
An owner of this account is under the age of 25^adatext Or Maintain a minimum daily balance of $500 or more in your account Or Are a member in our program^adatext	Have at least one qualifying direct deposit of $XXXX or more made to your account Or Maintain a minimum daily balance of $XXXX or more in your account Or Are a member in our program^adatext	We'll waive the monthly maintenance fee each statement cycle that you: Maintain a minimum daily balance of $20,000 or more in your account Or Are a member in our program^adatext
Ways to pay
Debit chip card Zelle^® Digital Wallet	Debit chip card Zelle^® Digital Wallet Paper checks (if purchased)	Debit chip card Zelle^® Digital Wallet Paper checks (if requested/purchased)
APY (Annual Percentage Yield)^adatext
N/A	N/A	Balance APY XXXX XXXX% XXXX XXXX% XXXX XXXX%
Overdraft policy and fees
What happens if I don't have enough money to cover a transaction?
Transactions will be declined or returned unpaid when you have insufficient funds.	At account opening, choose an Overdraft Setting.^adatext This determines how we handle transactions when you have insufficient funds.	At account opening, choose an Overdraft Setting.^adatext This determines how we handle transactions when you have insufficient funds.
Balance Connect^® for Overdraft Protection^adatext
No Overdraft Protection is not available for this account setting.	Yes You can link an eligible 91福利 account to cover transactions that exceed your account balance. There is no transfer fee however other fees and charges may apply.	Yes You can link an eligible 91福利 account to cover transactions that exceed your account balance. There is no transfer fee however other fees and charges may apply.
Overdraft Item fee^adatext
N/A Transactions will be declined or returned unpaid when they exceed your balance.	$10 Applies to each item that we pay into overdraft.	$10 Applies to each item that we pay into overdraft.
Refer to the SafeBalance Clarity Statement for more details	Refer to the Advantage Plus Banking Clarity Statement for more details	Refer to the Advantage Relationship Banking Clarity Statement for more details
91福利 Advantage SafeBalance Banking^®	91福利 Advantage Plus Banking^®	91福利 Advantage Relationship Banking^®
Open now	Open now	Open now

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