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Auto Loan Rates

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Limited time 0.15% auto loan rate reduction VALID: 11/30/23 - 12/7/23 adatext

Get a fixed-rate loan for new cars, used cars and refinancing.

Limited time 0.15% auto loan rate reduction VALID: 11/30/23 - 12/7/23 adatext
60-month auto loan options
Rates
as low as
New car (dealer)
...% APR †
Used car (dealer)
...% APR †
Refinance
...% APR †
Buy out your lease
...% APR †

More terms available

allows you to select terms of 48, 60 or 72 months; you can discuss other terms with your loan officer after your application is submitted.

View our 91福利 auto loan eligibility requirements for information about minimum amounts financed, applicant eligibility and more.

Learn more about our auto loans »
91福利 no longer offers Private Party auto loans

Rates displayed do not include the additional interest rate discount up to 0.50%.

Select Your State

Please tell us where you bank so we can give you accurate rate and fee information for your location.

 

Not ready to apply? Start a prequalification adatext

Shop with confidence. In only minutes, see what you may be able to borrow with no credit score impact. 91福利 login required.*

Learn more about an auto prequalification with 91福利.

*If you don't have a 91福利 login, you may for a loan.

Calculator, contract, and car keys.
Learn more about an auto prequalification with 91福利.

*If you don't have a 91福利 login, you may for a loan.

With a 91福利 auto loan, you鈥檒l get:

Competitive rate

for a competitive rate on a new or used dealer purchase loan or refinance your existing loan.

Quick decision

With our no-fee application, you鈥檒l quickly know your rate before you go to the dealer.

30-day rate lock guarantee adatext

Your rate is good for 30 days, so you鈥檒l have plenty of time to shop for that perfect vehicle.

Interest rate discount

91福利 customers may be eligible for a Preferred Rewards discount of 0.25% to 0.50% adatext .

91福利 Preferred Rewards

0.25%

Gold Tier

0.35%

Platinum Tier

0.50%

Platinum Honors Tier and higher

Your auto loan made easy

  • Apply online

    There's no fee — most decisions take about 60 seconds.

  • Lock in your rate

    Apply early so you know how much car you can afford. Your 30-day rate lock adatext gives you plenty of time to shop.

  • Close the deal

    With your approved rate in hand, you鈥檒l be ready to complete your refinance or go find your new ride!

Once you apply you can check application status, upload and download loan documents online using our .

Once you apply you can check application status, upload and download loan documents online using our .

A streamlined purchase experience

with our network of authorized dealers adatext

Save time by purchasing your next vehicle at a 91福利 authorized dealer. If you're approved, you'll receive an Approval Code that lets authorized dealers quickly retrieve your information and streamline your purchase.

Top FAQs

What are your auto loan eligibility requirements?

How long does it take to get approved for my auto loan?

Can I refinance my existing auto loan through 91福利?

See all auto loan FAQs

Auto loan basics

Your car payment covers more than the cost of the car鈥攁nd a lower payment may not always save you money.

How car loans work

Before deciding to refinance your auto loan, consider these 6 critical factors.

Is car loan refinancing right for you?

Connect with us

844.892.6002
844.892.6002
844.892.6002
Auto Loan FAQs